Values

Helping our clients remain confident knowing they have an investment team behind them that is dedicated to:

Fiduciary Responsibility

As a fiduciary we are held to the highest standards of conduct and will always act in our clients’ best interests. Our recommended strategies will take an objective and holistic approach, suitable for each person’s financial situation.

Engaged Partnership

As a financial partner, we will implement agreed-upon financial strategies, perform ongoing reviews, and rebalance investment accounts to help keep our clients’ plans on track. We will meet to evaluate each plan’s progress, discuss each person’s specific needs, and make any strategic adjustments.

Complete Transparency

We provide complete transparency of each client’s investment strategy. We provide regular account updates, and clients may view investment performance, allocations, holdings, trades, dividends, and more through our secured portal.

Professional Execution

Our planning, operations, and investment specialists work in concert with an investment committee and insurance specialists to provide additional professional management resources to our clients.

Team

Helping Create Successful Outcomes Through Market Cycles

Wealth Team

Walt Decherd, Founder and President

My name is Walt Decherd, and I am the President and Founder of WGD Wealth Management. RMD Financial Group, and Apollo Tax Group.

I strive to stay current on developments across multiple industries to best serve you with fresh, accurate, and relevant information about potential impacts on finances.

Taxes will most likely be your largest strain on cash flow as you enter retirement. Having a clear understanding of your current tax situation is half the battle while being able to effectively apply tax savings strategies is the other half. I focus on strategies that are designed to reduce the IRS’ impact on your retirement plan.

Working side–by–side with you, I can successfully reduce taxation in retirement while creating a personal blueprint that maximizes investment tactics while minimizing tax liabilities. I accomplish this by defining your personal financial goals and developing the most efficient tax strategy possible while implementing sequential steps to produce a holistic final retirement financial design.

Together we will look to implement the following potential advantages:

  • Innovative retirement resolutions
  • Reduced Required Minimum Distributions (RMDs)
  • Tax-free income while reducing tax liabilities
  • A comprehensive retirement plan with a tax-savings strategy

When I am away from the office, my wife and I enjoy being around the water, spending time with friends and family, and discovering new ways to enjoy the beach. We are also the proud parents and supporters of our very active teenage daughter who participates in competitive cheer events locally, within the state of Texas, and nationally.

Cultivating and maintaining strong client relationships, I will reveal to you how we can work jointly to temper your financial concerns by implementing a reliable, meaningful, proven, and effective tax strategy to achieve your ultimate retirement goals.

This information is not intended to provide specific legal or tax advice. You are encouraged to consult your personal tax advisor or attorney.

An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax deferral feature offers no additional value. Qualified distributions from a Roth IRA are generally excluded from gross income, but taxes and penalties may apply to non-qualified distributions. Consult a tax advisor for specific information.

Guarantees are backed by the financial strength and claims paying ability of the issuing company.

Investment Team

Thomas Rozman, CFA®, CAIA®

Chief Investment Officer

Mr. Rozman is responsible for leading the Investment team for Simplicity Wealth. Prior to Simplicity, Mr. Rozman was President and Chief Investment Officer of Sawtooth Solutions. He also worked in Institutional Sales and Trading at Merrill Lynch. Mr. Rozman is a Chartered Financial Analyst®, Chartered Alternative Investment Analyst®, and is Series 65 registered. He has previously held Series 7 and 24 securities licenses. Mr. Rozman earned an M.B.A. from the University of Chicago Booth School of Business and a B.A from St. Olaf College.

Rosie Riley

Head of Operations

Ms. Riley is responsible for leading the Operations team for Simplicity Wealth. She has spent more than 20 years in the financial services space. Prior to Simplicity, Ms. Riley was the President and CEO of HighImpact Consulting LLC, a consulting firm dedicated to optimizing efficiencies for financial services firms. Ms. Riley earned her B.A. from University of Northwestern, St. Paul, with a degree in Business Administration and Management.